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More Than A Debt movie poster

More Than A Debt

Release Date: 5 Nov. 2026Runtime: 2h 23mRating: 0.0 / 5

Victoria, a young Lagos woman, juggles her diabetic mother's bills, a rent hike, and a frustrating friend. A mistaken transfer of three million naira from businessman Christopher Anyaonwu lands in her account, but police arrive before she can return it. Christopher, still hurt by his fiancée Cynthia's infidelity, declines charges and forces Victoria into a live-in maid and driver contract at a pittance until the debt is repaid. Victoria endures verbal abuse while secretly sending money to her brother Daniel for their mother's care. Cynthia appears at Christopher's house claiming to be his fiancée, and Victoria is blamed.

Producer
Uche Nancy
Language
English

Storyline

Victoria struggles to support her diabetic mother in Lagos while her landlord threatens a rent increase and her friend Caroline adds to her stress. A mistaken transfer of three million naira from businessman Christopher Anyaonwu appears in her account, but police arrive at her door before she can return the money. Christopher, still reeling from Cynthia's infidelity, declines to press charges and forces Victoria into a live-in maid and driver contract at a low salary until the debt is repaid. Victoria endures Christopher's relentless verbal abuse and impossible standards, and she secretly sends money to her brother Daniel for their mother's hospital bills. Cynthia unexpectedly arrives at Christopher's house claiming to be his fiancée, and Victoria is blamed for letting a stranger in. Victoria's mother's condition deteriorates and doctors warn of possible amputation, so Victoria begs Christopher for a loan. Christopher's friend Felix visits and confronts him about his cruelty, warning that his bitterness toward Cynthia is poisoning his treatment of those closest to him. Armed robbers invade Christopher's home, and Victoria hides in fear but manages to call the police and direct them to the intruders, saving Christopher's life. Shaken by the robbery, Christopher begins to see Victoria differently and invites her to share a meal. He learns she spent the mistaken transfer on her mother's treatment, softens, increases her salary, and gives her money for her mother's care. Christopher asks Victoria to accompany him to a private party as his plus one, provides her with new clothes, and treats her with unexpected kindness. Christopher confronts his own behavior, apologizes for his pettiness, admits he has grown fond of Victoria, and proposes they start over with a proper introduction. Victoria accepts, and they shake hands as equals. Cynthia returns to beg for reconciliation, but Christopher firmly rejects her and chooses to move forward Victoria.

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